GS

The Goldman Sachs Group, Inc.

NYQ · Financial Services

$923.29

-$13.07 (-1.40%)down -1.40%

24 September 2026 · delayed 15+ min

D+

Quality score68.6 / 100

Cut-offs are the grader's own: 97+ for an A+, below 60 is an F.

The Goldman Sachs Group, Inc. earns a D+ on excellent profit margins (>20%) and strong revenue growth (>20%) but high debt-to-equity ratio (>2.0) and MACD bearish (negative histogram). Reasonable investment with moderate upside potential.

Model stance HOLD Suggested position 6.0% · $600.00 IQInvest estimate
Adjusted for Moderate investors, Medium-term investors 6.0% suggested allocation Change these

These change the suggested position size and the stance, not the category scores. Amount is in dollars.

IQ-GS-20260924engine v1 · 7-category weighted scorecard

What it is worth, depending who you ask.

Today’s price against the year it has had and the targets analysts publish. Every marker is a reported figure, not a projection of ours.

Lowest analyst target

$730.00

52-week low

$740.01

Today's price

$923.29

Mean analyst target

$1,134.15

52-week high

$1,153.99

Highest analyst target

$1,325.00

GS trades 44% of the way up its 52-week range, between $740.01 and $1,153.99. The mean analyst target of $1,134.15 is 22.8% above today's price.

Today’s price 52-week range Analyst price targets

Scored categories

Financial healthExcellent profit margins (>20%); Strong revenue growth (>20%); High debt-to-equity ratio (>2.0) 80.023%

Profit margin

31.04%

Net profit per unit of revenue

exceptionalWhat this means

Of every 100 units of revenue, this much survives as profit.

Margins this wide usually mean real pricing power or a moat.

Operating margin

42.18%

Before interest and tax

very highWhat this means

Profit from operations, before interest and tax, per 100 of revenue.

Typical of software and other businesses with little cost per extra sale.

Gross margin

82.08%

After the cost of goods only

highWhat this means

What is left of revenue after only the direct cost of the product.

Little marginal cost per sale, which is what lets software and pharma fund heavy R&D.

Return on equity

16.90%

Profit per unit of shareholder capital

strongWhat this means

Profit generated per unit of shareholder capital.

Above 15% is generally considered a good business.

Return on assets

1.07%

Profit per unit of assets

lowWhat this means

Profit generated per unit of everything the company owns.

Common in asset-heavy industries such as utilities, telecoms and airlines.

Debt to equity

725.38

Borrowings against equity

heavily gearedWhat this means

Borrowings measured against shareholder capital.

Debt magnifies both good years and bad, and raises the stakes when rates rise.

Current ratio

1.56

Short-term assets over short-term debts

adequateWhat this means

Short-term assets against short-term obligations.

Enough to cover near-term bills.

Quick ratio

1.41

As above, excluding inventory

comfortableWhat this means

Short-term assets excluding inventory, against short-term debts.

Liquid assets exceed short-term obligations.

Revenue growth

42.50%

Year on year

fast-growingWhat this means

Change in revenue against the same period last year.

Rapid growth, though the question is always how long it can hold.

Earnings growth

92.30%

Year on year

very strongWhat this means

Change in earnings against the same period last year.

Check whether it is repeatable or a one-off — a single asset sale can flatter this badly.

Revenue

$67.57B

Trailing twelve months

Operating cash flow

$-39.36B

Cash from the business itself

Payout ratio

26.25%

Dividends as a share of earnings

conservativeWhat this means

The share of earnings paid out as dividends.

Comfortably covered, with room to keep raising it.

Growth & momentum11 measured figures 60.022%

Return, 1 month

-12.38%

Return, 3 months

-12.89%

Return, 6 months

10.70%

Return, year to date

2.46%

Return, 1 year

16.76%

Return, 3 years

188.72%

Sharpe ratio

0.74

Return earned per unit of risk

modestWhat this means

Return earned per unit of risk taken.

Below 1 is the common case; return did not strongly outpace the volatility.

Win rate

52.64%

Share of days that closed up

about evenWhat this means

The share of trading days that closed higher.

Close to a coin flip, which is the norm — returns come from the size of moves, not their count.

Average daily return

0.09%

Best day

13.10%

Worst day

-9.21%

ValuationAttractive P/E ratio (14.2) 90.018%

P/E ratio

14.25

Price against trailing earnings

moderateWhat this means

You pay 14.25 for every 1 unit of annual earnings.

Roughly the long-run market average band.

Forward P/E

12.47

Price against forecast earnings

lowWhat this means

Price against next year's *forecast* earnings.

The market expects little growth, or doubts the forecast.

PEG ratio

1.16

P/E adjusted for growth

fairWhat this means

P/E divided by the growth rate — it asks whether the price is justified by the growth.

Between 1 and 2 price and growth are roughly in step.

Price to book

2.55

Price against balance-sheet equity

normalWhat this means

Price against the accounting value of the company's net assets.

A typical range for an established company.

Price to sales

3.98

Price against revenue

moderateWhat this means

Price against revenue — usable when a company has no profit yet.

A common range for a profitable, growing business.

Enterprise value

$38.14B

Market value plus debt, minus cash — the price of the whole business

Shares outstanding

291,171,408

Shares the profit is split across

Dividend yield

2.14%

Annual dividend against price

meaningfulWhat this means

Annual dividend as a percentage of the share price.

A substantial part of the total return arrives as income.

TechnicalRSI in healthy range (30-70); MACD bearish (negative histogram) 50.015%

RSI (14)

32.7

Above 70 overbought, below 30 oversold

neutralWhat this means

A 0–100 momentum gauge over the last 14 sessions.

The middle band, where most trading days sit.

MACD

-25.49

Momentum against its own trend

MACD histogram

-8.40

Positive is bullish

ADX

22.7

Trend strength; above 25 is a real trend

trendingWhat this means

Trend strength, regardless of direction.

Above 25 is conventionally read as a genuine trend in force.

20-day average

$996.72

50-day average

$1,024.50

200-day average

$950.49

Price vs 50-day

-9.88%

Price vs 200-day

-2.86%

Bollinger upper

$1,076.45

Bollinger lower

$917.00

Average true range

27.14

Typical daily trading range

Stochastic %K

6.7

Risk4 measured figures 40.012%

Volatility, annualised

28.76%

How far it swings in a year

normalWhat this means

How far the price typically swings over a year.

A typical range for an individual share.

Beta

1.28

Moves against the wider market

more volatile than the marketWhat this means

How much the price moves relative to the wider market.

Amplifies the index — bigger gains, bigger falls.

Maximum drawdown

-32.84%

Worst peak-to-trough fall

significantWhat this means

The worst peak-to-trough fall in the period measured.

A serious decline, though not unusual over a multi-year window.

Risk category

High

The engine's own banding

Analyst viewSignificant upside potential (22.8%); Strong analyst coverage (20 analysts) 85.010%

Consensus

Hold

What covering analysts rate it

Analysts covering

20

Mean price target

$1,134.15

Highest target

$1,325.00

Lowest target

$730.00

Implied upside

22.84%

Target against today's price

meaningfulWhat this means

How far the mean analyst target sits above today's price.

Analysts see real room above today's price.

Price against the S&P 500

180 trading days to 2026-09-24

GS is 2.0% down over the window, against 10.9% up for the S&P 500 — behind by 12.9 points.
GS -2.0%S&P 500 +10.9%
Show the numbers
Sampled across the window. Both columns are rebased to 100 on 2026-01-06, so they can be compared directly.
DateCloseGS rebasedS&P 500 rebased
2026-01-06$941.69100.0100.0
2026-01-28$923.2998.0100.5
2026-02-19$903.4395.998.8
2026-03-12$780.2482.996.1
2026-04-02$855.0790.894.8
2026-04-24$918.3597.5103.2
2026-05-15$939.7199.8106.7
2026-06-08$1,039.91110.4106.6
2026-06-30$1,006.44106.9108.0
2026-07-22$1,092.85116.1108.0
2026-08-12$1,032.15109.6111.6
2026-09-02$1,004.42106.7110.4

How the score was built

Each category is scored 0–100, then multiplied by its weight. The seven contributions sum to the quality score.
CategoryScoreWeightContribution
Financial health80.023%18.4
Growth & momentum60.022%13.2
Valuation90.018%16.2
Technical50.015%7.5
Risk40.012%4.8
Analyst view85.010%8.5
ESG50.00%0.0
Quality score100%68.6

ESG is scored but carries no weight in this grade. Add ?esg=1 to the address to include it — the engine then redistributes weight across the other six, so the whole scorecard changes, not just one row.

Argue with the model

Every other grader hands you a number. This one hands you the model.

Move a slider, press Recalculate, and the grade is rebuilt from the same category scores. Nothing is hidden: the scores are the engine's, only the weighting is yours.

What each model believes. Pick one above, or set your own sliders below.
ModelThe emphasis
IQInvest defaultThe engine's own weighting: financial health 23% and performance 22% lead, valuation 18%, then technicals, risk and analysts.
Value investorPrice against worth dominates: valuation 40%, financial health 25%. Chart signals count for almost nothing.
Growth investorMomentum first: performance 40% and technicals 20%. Whether the price is fair today gets just 5%.
Sleep at nightStability over everything: risk 35% and financial health 30% together outweigh all other categories combined.
ChartistThe tape over the fundamentals: technicals 45% and performance 25%. Valuation is nearly ignored.
18%
23%
22%
12%
15%
10%
0%

These are IQInvest's own weights, totalling 100%.

Your grade

D+

68.6 / 100

Identical to the IQInvest grade.

All 64 metricsOne flat sortable table, for when you want everything at once.
Metric Category Value Source
Shares outstandingValuation291,171,408Yahoo Finance
Price to salesValuation3.98Yahoo Finance
Price to bookValuation2.55Yahoo Finance
PEG ratioValuation1.16Yahoo Finance
P/E ratioValuation14.25Yahoo Finance
Forward P/EValuation12.47Yahoo Finance
Enterprise valueValuation$38.14BYahoo Finance
Dividend yieldValuation2.14%Yahoo Finance
Stochastic %KTechnical6.7Yahoo Finance
RSI (14)Technical32.7Yahoo Finance
Price vs 50-dayTechnical-9.88%Yahoo Finance
Price vs 200-dayTechnical-2.86%Yahoo Finance
MACD histogramTechnical-8.40Yahoo Finance
MACDTechnical-25.49Yahoo Finance
Bollinger upperTechnical$1,076.45Yahoo Finance
Bollinger lowerTechnical$917.00Yahoo Finance
Average true rangeTechnical27.14Yahoo Finance
ADXTechnical22.7Yahoo Finance
50-day averageTechnical$1,024.50Yahoo Finance
200-day averageTechnical$950.49Yahoo Finance
20-day averageTechnical$996.72Yahoo Finance
Volatility, annualisedRisk28.76%Yahoo Finance
Risk categoryRiskHighYahoo Finance
Maximum drawdownRisk-32.84%Yahoo Finance
BetaRisk1.28Yahoo Finance
VolumeMarket data2,338,748Yahoo Finance
Previous closeMarket data$936.36Yahoo Finance
OpenMarket data$931.00Yahoo Finance
EmployeesMarket data46,200Yahoo Finance
Day lowMarket data$914.68Yahoo Finance
Day highMarket data$933.41Yahoo Finance
Average volumeMarket data2,020,455Yahoo Finance
52-week lowMarket data$740.01Yahoo Finance
52-week highMarket data$1,153.99Yahoo Finance
Worst dayGrowth & momentum-9.21%Yahoo Finance
Win rateGrowth & momentum52.64%Yahoo Finance
Sharpe ratioGrowth & momentum0.74Yahoo Finance
Return, year to dateGrowth & momentum2.46%Yahoo Finance
Return, 6 monthsGrowth & momentum10.70%Yahoo Finance
Return, 3 yearsGrowth & momentum188.72%Yahoo Finance
Return, 3 monthsGrowth & momentum-12.89%Yahoo Finance
Return, 1 yearGrowth & momentum16.76%Yahoo Finance
Return, 1 monthGrowth & momentum-12.38%Yahoo Finance
Best dayGrowth & momentum13.10%Yahoo Finance
Average daily returnGrowth & momentum0.09%Yahoo Finance
Revenue growthFinancial health42.50%Yahoo Finance
RevenueFinancial health$67.57BYahoo Finance
Return on equityFinancial health16.90%Yahoo Finance
Return on assetsFinancial health1.07%Yahoo Finance
Quick ratioFinancial health1.41Yahoo Finance
Profit marginFinancial health31.04%Yahoo Finance
Payout ratioFinancial health26.25%Yahoo Finance
Operating marginFinancial health42.18%Yahoo Finance
Operating cash flowFinancial health$-39.36BYahoo Finance
Gross marginFinancial health82.08%Yahoo Finance
Earnings growthFinancial health92.30%Yahoo Finance
Debt to equityFinancial health725.38Yahoo Finance
Current ratioFinancial health1.56Yahoo Finance
Mean price targetAnalyst view$1,134.15Yahoo Finance
Lowest targetAnalyst view$730.00Yahoo Finance
Implied upsideAnalyst view22.84%Yahoo Finance
Highest targetAnalyst view$1,325.00Yahoo Finance
ConsensusAnalyst viewHoldYahoo Finance
Analysts coveringAnalyst view20Yahoo Finance
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