INDUSINDBK.NS

IndusInd Bank Limited

NSI · Financial Services

₹920.50

-₹40.80 (-4.15%)down -4.15%

24 September 2026 · delayed 15+ min

F

Quality score50.5 / 100

Cut-offs are the grader's own: 97+ for an A+, below 60 is an F.

IndusInd Bank Limited earns a F on strong earnings growth (>20%) and RSI in healthy range (30-70) but MACD bearish (negative histogram) and low Sharpe ratio (0.02). Consider alternatives with better risk/reward profiles.

Model stance WEAK HOLD Suggested position 3.4% · ₹340.00 IQInvest estimate
Adjusted for Moderate investors, Medium-term investors 3.4% suggested allocation Change these

These change the suggested position size and the stance, not the category scores. Amount is in rupees.

IQ-INDUSINDBK.NS-20260924engine v1 · 7-category weighted scorecard

What it is worth, depending who you ask.

Today’s price against the year it has had and the targets analysts publish. Every marker is a reported figure, not a projection of ours.

Lowest analyst target

₹625.00

52-week low

₹711.60

Today's price

₹920.50

Mean analyst target

₹997.65

52-week high

₹1,078.85

Highest analyst target

₹1,250.00

INDUSINDBK.NS trades 57% of the way up its 52-week range, between ₹711.60 and ₹1,078.85. The mean analyst target of ₹997.65 is 8.4% above today's price.

Today’s price 52-week range Analyst price targets

Scored categories

Financial healthStrong earnings growth (>20%) 65.023%

Profit margin

7.65%

Net profit per unit of revenue

healthyWhat this means

Of every 100 units of revenue, this much survives as profit.

A comfortable buffer between revenue and costs.

Operating margin

27.31%

Before interest and tax

very highWhat this means

Profit from operations, before interest and tax, per 100 of revenue.

Typical of software and other businesses with little cost per extra sale.

Gross margin

0.00%

After the cost of goods only

lowWhat this means

What is left of revenue after only the direct cost of the product.

Costs of goods eat most of the revenue — normal in retail, distribution and hardware assembly.

Revenue growth

1.00%

Year on year

flatWhat this means

Change in revenue against the same period last year.

Growing slower than a typical economy — the business is mature or under pressure.

Earnings growth

71.70%

Year on year

very strongWhat this means

Change in earnings against the same period last year.

Check whether it is repeatable or a one-off — a single asset sale can flatter this badly.

Revenue

₹17,292 Cr

Trailing twelve months

Payout ratio

8.84%

Dividends as a share of earnings

conservativeWhat this means

The share of earnings paid out as dividends.

Comfortably covered, with room to keep raising it.

Growth & momentumLow Sharpe ratio (0.02); Severe max drawdown (-61.9%) 30.022%

Sharpe ratio

0.02

Return earned per unit of risk

modestWhat this means

Return earned per unit of risk taken.

Below 1 is the common case; return did not strongly outpace the volatility.

Win rate

50.56%

Share of days that closed up

about evenWhat this means

The share of trading days that closed higher.

Close to a coin flip, which is the norm — returns come from the size of moves, not their count.

Average daily return

0.01%

Best day

7.87%

Worst day

-27.16%

ValuationAttractive PEG ratio (0.72); Attractive P/B ratio (1.09); High P/E ratio (54.0) - may be overvalued 65.018%

P/E ratio

54.02

Price against trailing earnings

very highWhat this means

You pay 54.02 for every 1 unit of annual earnings.

Above 40 the price assumes growth that then has to actually arrive.

Forward P/E

11.66

Price against forecast earnings

lowWhat this means

Price against next year's *forecast* earnings.

The market expects little growth, or doubts the forecast.

PEG ratio

0.72

P/E adjusted for growth

cheap for the growthWhat this means

P/E divided by the growth rate — it asks whether the price is justified by the growth.

Under 1 is the classic Peter Lynch marker for growth you are not paying full price for.

Price to book

1.09

Price against balance-sheet equity

normalWhat this means

Price against the accounting value of the company's net assets.

A typical range for an established company.

Price to sales

4.14

Price against revenue

highWhat this means

Price against revenue — usable when a company has no profit yet.

The price assumes today's revenue will convert into much more profit later.

Enterprise value

₹65,500 Cr

Market value plus debt, minus cash — the price of the whole business

Shares outstanding

77,91,44,712

Shares the profit is split across

Dividend yield

0.16%

Annual dividend against price

modestWhat this means

Annual dividend as a percentage of the share price.

A small income component.

TechnicalRSI in healthy range (30-70); MACD bearish (negative histogram) 40.015%

RSI (14)

40.5

Above 70 overbought, below 30 oversold

neutralWhat this means

A 0–100 momentum gauge over the last 14 sessions.

The middle band, where most trading days sit.

MACD

-13.32

Momentum against its own trend

MACD histogram

-2.34

Positive is bullish

RiskHigh drawdown risk 40.012%

Volatility, annualised

33.50%

How far it swings in a year

normalWhat this means

How far the price typically swings over a year.

A typical range for an individual share.

Beta

0.49

Moves against the wider market

steadier than the marketWhat this means

How much the price moves relative to the wider market.

Tends to move less than the index, in both directions.

Maximum drawdown

-61.86%

Worst peak-to-trough fall

severeWhat this means

The worst peak-to-trough fall in the period measured.

A fall this deep needs roughly a doubling to recover.

Risk category

High

The engine's own banding

Analyst viewStrong analyst coverage (37 analysts) 65.010%

Consensus

Hold

What covering analysts rate it

Analysts covering

37

Mean price target

₹997.65

Highest target

₹1,250.00

Lowest target

₹625.00

Implied upside

8.39%

Target against today's price

limitedWhat this means

How far the mean analyst target sits above today's price.

Little headroom to the consensus target.

Price against the NIFTY 50

180 trading days to 2026-09-24

INDUSINDBK.NS is nan% down over the window, against 9.4% down for the NIFTY 50 — behind by nan points.
INDUSINDBK.NS +nan%NIFTY 50 -9.4%
Show the numbers
Sampled across the window. Both columns are rebased to 100 on 2026-01-08, so they can be compared directly.
DateCloseINDUSINDBK.NS rebasedNIFTY 50 rebased
2026-01-08₹882.02100.0100.0
2026-01-30₹895.65101.497.9
2026-02-20₹925.55104.898.8
2026-03-16₹824.7293.490.5
2026-04-09₹813.2392.291.9
2026-05-01₹915.57103.7—
2026-05-22₹909.68103.091.7
2026-06-12₹916.87103.891.3
2026-07-03₹974.35110.593.8
2026-07-24₹996.05112.991.8
2026-08-14₹1,021.80115.794.2
2026-09-04₹1,008.50114.392.4

How the score was built

Each category is scored 0–100, then multiplied by its weight. The seven contributions sum to the quality score.
CategoryScoreWeightContribution
Financial health65.023%15.0
Growth & momentum30.022%6.6
Valuation65.018%11.7
Technical40.015%6.0
Risk40.012%4.8
Analyst view65.010%6.5
ESG50.00%0.0
Quality score100%50.5

ESG is scored but carries no weight in this grade. Add ?esg=1 to the address to include it — the engine then redistributes weight across the other six, so the whole scorecard changes, not just one row.

Argue with the model

Every other grader hands you a number. This one hands you the model.

Move a slider, press Recalculate, and the grade is rebuilt from the same category scores. Nothing is hidden: the scores are the engine's, only the weighting is yours.

What each model believes. Pick one above, or set your own sliders below.
ModelThe emphasis
IQInvest defaultThe engine's own weighting: financial health 23% and performance 22% lead, valuation 18%, then technicals, risk and analysts.
Value investorPrice against worth dominates: valuation 40%, financial health 25%. Chart signals count for almost nothing.
Growth investorMomentum first: performance 40% and technicals 20%. Whether the price is fair today gets just 5%.
Sleep at nightStability over everything: risk 35% and financial health 30% together outweigh all other categories combined.
ChartistThe tape over the fundamentals: technicals 45% and performance 25%. Valuation is nearly ignored.
18%
23%
22%
12%
15%
10%
0%

These are IQInvest's own weights, totalling 100%.

Your grade

F

50.5 / 100

Identical to the IQInvest grade.

All 42 metricsOne flat sortable table, for when you want everything at once.
Metric Category Value Source
52-week highMarket data₹1,078.85Yahoo Finance
52-week lowMarket data₹711.60Yahoo Finance
Analysts coveringAnalyst view37Yahoo Finance
Average daily returnGrowth & momentum0.01%Yahoo Finance
Average volumeMarket data19,49,077Yahoo Finance
Best dayGrowth & momentum7.87%Yahoo Finance
BetaRisk0.49Yahoo Finance
ConsensusAnalyst viewHoldYahoo Finance
Day highMarket data₹929.90Yahoo Finance
Day lowMarket data₹909.30Yahoo Finance
Dividend yieldValuation0.16%Yahoo Finance
Earnings growthFinancial health71.70%Yahoo Finance
EmployeesMarket data46,778Yahoo Finance
Enterprise valueValuation₹65,500 CrYahoo Finance
Forward P/EValuation11.66Yahoo Finance
Gross marginFinancial health0.00%Yahoo Finance
Highest targetAnalyst view₹1,250.00Yahoo Finance
Implied upsideAnalyst view8.39%Yahoo Finance
Lowest targetAnalyst view₹625.00Yahoo Finance
MACDTechnical-13.32Yahoo Finance
MACD histogramTechnical-2.34Yahoo Finance
Maximum drawdownRisk-61.86%Yahoo Finance
Mean price targetAnalyst view₹997.65Yahoo Finance
OpenMarket data₹918.00Yahoo Finance
Operating marginFinancial health27.31%Yahoo Finance
P/E ratioValuation54.02Yahoo Finance
Payout ratioFinancial health8.84%Yahoo Finance
PEG ratioValuation0.72Yahoo Finance
Previous closeMarket data₹959.30Yahoo Finance
Price to bookValuation1.09Yahoo Finance
Price to salesValuation4.14Yahoo Finance
Profit marginFinancial health7.65%Yahoo Finance
RevenueFinancial health₹17,292 CrYahoo Finance
Revenue growthFinancial health1.00%Yahoo Finance
Risk categoryRiskHighYahoo Finance
RSI (14)Technical40.5Yahoo Finance
Shares outstandingValuation77,91,44,712Yahoo Finance
Sharpe ratioGrowth & momentum0.02Yahoo Finance
Volatility, annualisedRisk33.50%Yahoo Finance
VolumeMarket data58,61,471Yahoo Finance
Win rateGrowth & momentum50.56%Yahoo Finance
Worst dayGrowth & momentum-27.16%Yahoo Finance
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