INTU

Intuit Inc.

NMS · Technology

$277.13

-$9.67 (-3.37%)down -3.37%

24 September 2026 · delayed 15+ min

F

Quality score55.5 / 100

Cut-offs are the grader's own: 97+ for an A+, below 60 is an F.

Intuit Inc. earns a F on excellent profit margins (>20%) and strong ROE (>20%) but high debt-to-equity ratio (>2.0) and negative earnings growth. Consider alternatives with better risk/reward profiles.

Model stance WEAK HOLD Suggested position 3.4% · $340.00 IQInvest estimate
Adjusted for Moderate investors, Medium-term investors 3.4% suggested allocation Change these

These change the suggested position size and the stance, not the category scores. Amount is in dollars.

IQ-INTU-20260924engine v1 · 7-category weighted scorecard

What it is worth, depending who you ask.

Today’s price against the year it has had and the targets analysts publish. Every marker is a reported figure, not a projection of ours.

52-week low

$252.84

Today's price

$277.13

Lowest analyst target

$290.00

Mean analyst target

$405.60

52-week high

$703.96

Highest analyst target

$732.00

INTU trades 5% of the way up its 52-week range, between $252.84 and $703.96. The mean analyst target of $405.60 is 46.4% above today's price.

Today’s price 52-week range Analyst price targets

Scored categories

Financial healthExcellent profit margins (>20%); Strong ROE (>20%); High debt-to-equity ratio (>2.0); Negative earnings growth 90.023%

Profit margin

21.29%

Net profit per unit of revenue

exceptionalWhat this means

Of every 100 units of revenue, this much survives as profit.

Margins this wide usually mean real pricing power or a moat.

Operating margin

17.64%

Before interest and tax

healthyWhat this means

Profit from operations, before interest and tax, per 100 of revenue.

The operations themselves are comfortably profitable.

Gross margin

80.98%

After the cost of goods only

highWhat this means

What is left of revenue after only the direct cost of the product.

Little marginal cost per sale, which is what lets software and pharma fund heavy R&D.

Return on equity

23.60%

Profit per unit of shareholder capital

very strongWhat this means

Profit generated per unit of shareholder capital.

Rare when sustained — check whether debt is flattering it, since borrowing shrinks the equity denominator.

Return on assets

10.47%

Profit per unit of assets

strongWhat this means

Profit generated per unit of everything the company owns.

The assets are working hard.

Debt to equity

44.34

Borrowings against equity

conservativeWhat this means

Borrowings measured against shareholder capital.

Comfortably financed.

Current ratio

1.51

Short-term assets over short-term debts

adequateWhat this means

Short-term assets against short-term obligations.

Enough to cover near-term bills.

Quick ratio

0.78

As above, excluding inventory

adequateWhat this means

Short-term assets excluding inventory, against short-term debts.

Near-term obligations are roughly covered without selling inventory.

Revenue growth

13.70%

Year on year

growingWhat this means

Change in revenue against the same period last year.

A healthy expansion rate.

Earnings growth

-1.40%

Year on year

fallingWhat this means

Change in earnings against the same period last year.

Profit is declining even if revenue is not.

Revenue

$21.45B

Trailing twelve months

Free cash flow

$6.35B

Cash left after capital spending

Operating cash flow

$8.84B

Cash from the business itself

Payout ratio

29.16%

Dividends as a share of earnings

conservativeWhat this means

The share of earnings paid out as dividends.

Comfortably covered, with room to keep raising it.

Growth & momentumPoor 1-year return (-59.9%); Low Sharpe ratio (-0.20) 0.022%

Return, 1 month

-22.47%

Return, 3 months

9.13%

Return, 6 months

-34.59%

Return, year to date

-55.56%

Return, 1 year

-59.92%

Return, 3 years

-46.38%

Sharpe ratio

-0.20

Return earned per unit of risk

negativeWhat this means

Return earned per unit of risk taken.

The risk taken has not been rewarded over this period.

Win rate

50.32%

Share of days that closed up

about evenWhat this means

The share of trading days that closed higher.

Close to a coin flip, which is the norm — returns come from the size of moves, not their count.

Average daily return

-0.02%

Best day

12.58%

Worst day

-20.02%

ValuationAttractive PEG ratio (0.91) 85.018%

P/E ratio

16.84

Price against trailing earnings

moderateWhat this means

You pay 16.84 for every 1 unit of annual earnings.

Roughly the long-run market average band.

Forward P/E

10.24

Price against forecast earnings

lowWhat this means

Price against next year's *forecast* earnings.

The market expects little growth, or doubts the forecast.

PEG ratio

0.91

P/E adjusted for growth

cheap for the growthWhat this means

P/E divided by the growth rate — it asks whether the price is justified by the growth.

Under 1 is the classic Peter Lynch marker for growth you are not paying full price for.

Price to book

3.92

Price against balance-sheet equity

well above bookWhat this means

Price against the accounting value of the company's net assets.

Normal for asset-light businesses, where the value sits in brands and software the balance sheet never records.

Price to sales

3.45

Price against revenue

moderateWhat this means

Price against revenue — usable when a company has no profit yet.

A common range for a profitable, growing business.

EV / EBITDA

11.37

Whole-company value against cash earnings

moderateWhat this means

Whole-company value, debt included, against cash earnings.

A conventional range.

Enterprise value

$77.86B

Market value plus debt, minus cash — the price of the whole business

Shares outstanding

267,236,000

Shares the profit is split across

Dividend yield

1.92%

Annual dividend against price

modestWhat this means

Annual dividend as a percentage of the share price.

A small income component.

TechnicalRSI in healthy range (30-70); Price well below 200-day SMA (downtrend); MACD bearish (negative histogram) 35.015%

RSI (14)

30.2

Above 70 overbought, below 30 oversold

neutralWhat this means

A 0–100 momentum gauge over the last 14 sessions.

The middle band, where most trading days sit.

MACD

-11.02

Momentum against its own trend

MACD histogram

-6.37

Positive is bullish

ADX

17.1

Trend strength; above 25 is a real trend

no clear trendWhat this means

Trend strength, regardless of direction.

Below about 20 the price is ranging rather than trending.

20-day average

$325.71

50-day average

$324.78

200-day average

$405.02

Price vs 50-day

-14.67%

Price vs 200-day

-31.58%

Bollinger upper

$369.90

Bollinger lower

$281.52

Average true range

14.15

Typical daily trading range

Stochastic %K

0.4

RiskModerate beta (market-like risk); High drawdown risk 35.012%

Volatility, annualised

39.03%

How far it swings in a year

normalWhat this means

How far the price typically swings over a year.

A typical range for an individual share.

Beta

0.98

Moves against the wider market

market-likeWhat this means

How much the price moves relative to the wider market.

Moves roughly in step with the index.

Maximum drawdown

-68.19%

Worst peak-to-trough fall

severeWhat this means

The worst peak-to-trough fall in the period measured.

A fall this deep needs roughly a doubling to recover.

Risk category

High

The engine's own banding

Analyst viewAnalyst consensus: Buy; Significant upside potential (46.4%) 100.010%

Consensus

Buy

What covering analysts rate it

Analysts covering

31

Mean price target

$405.60

Highest target

$732.00

Lowest target

$290.00

Implied upside

46.36%

Target against today's price

largeWhat this means

How far the mean analyst target sits above today's price.

A wide gap, which as often means the price has fallen as that the target is right.

Price against the S&P 500

180 trading days to 2026-09-24

INTU is 56.8% down over the window, against 10.9% up for the S&P 500 — behind by 67.7 points.
INTU -56.8%S&P 500 +10.9%
Show the numbers
Sampled across the window. Both columns are rebased to 100 on 2026-01-06, so they can be compared directly.
DateCloseINTU rebasedS&P 500 rebased
2026-01-06$641.18100.0100.0
2026-01-28$534.6783.4100.5
2026-02-19$378.6959.198.8
2026-03-12$431.8867.496.1
2026-04-02$419.3265.494.8
2026-04-24$394.2061.5103.2
2026-05-15$391.2761.0106.7
2026-06-08$304.1647.4106.6
2026-06-30$259.8540.5108.0
2026-07-22$284.4744.4108.0
2026-08-12$334.7152.2111.6
2026-09-02$342.9453.5110.4

How the score was built

Each category is scored 0–100, then multiplied by its weight. The seven contributions sum to the quality score.
CategoryScoreWeightContribution
Financial health90.023%20.7
Growth & momentum0.022%0.0
Valuation85.018%15.3
Technical35.015%5.2
Risk35.012%4.2
Analyst view100.010%10.0
ESG50.00%0.0
Quality score100%55.5

ESG is scored but carries no weight in this grade. Add ?esg=1 to the address to include it — the engine then redistributes weight across the other six, so the whole scorecard changes, not just one row.

Argue with the model

Every other grader hands you a number. This one hands you the model.

Move a slider, press Recalculate, and the grade is rebuilt from the same category scores. Nothing is hidden: the scores are the engine's, only the weighting is yours.

What each model believes. Pick one above, or set your own sliders below.
ModelThe emphasis
IQInvest defaultThe engine's own weighting: financial health 23% and performance 22% lead, valuation 18%, then technicals, risk and analysts.
Value investorPrice against worth dominates: valuation 40%, financial health 25%. Chart signals count for almost nothing.
Growth investorMomentum first: performance 40% and technicals 20%. Whether the price is fair today gets just 5%.
Sleep at nightStability over everything: risk 35% and financial health 30% together outweigh all other categories combined.
ChartistThe tape over the fundamentals: technicals 45% and performance 25%. Valuation is nearly ignored.
18%
23%
22%
12%
15%
10%
0%

These are IQInvest's own weights, totalling 100%.

Your grade

F

55.5 / 100

Identical to the IQInvest grade.

All 66 metricsOne flat sortable table, for when you want everything at once.
Metric Category Value Source
Shares outstandingValuation267,236,000Yahoo Finance
Price to salesValuation3.45Yahoo Finance
Price to bookValuation3.92Yahoo Finance
PEG ratioValuation0.91Yahoo Finance
P/E ratioValuation16.84Yahoo Finance
Forward P/EValuation10.24Yahoo Finance
EV / EBITDAValuation11.37Yahoo Finance
Enterprise valueValuation$77.86BYahoo Finance
Dividend yieldValuation1.92%Yahoo Finance
Stochastic %KTechnical0.4Yahoo Finance
RSI (14)Technical30.2Yahoo Finance
Price vs 50-dayTechnical-14.67%Yahoo Finance
Price vs 200-dayTechnical-31.58%Yahoo Finance
MACD histogramTechnical-6.37Yahoo Finance
MACDTechnical-11.02Yahoo Finance
Bollinger upperTechnical$369.90Yahoo Finance
Bollinger lowerTechnical$281.52Yahoo Finance
Average true rangeTechnical14.15Yahoo Finance
ADXTechnical17.1Yahoo Finance
50-day averageTechnical$324.78Yahoo Finance
200-day averageTechnical$405.02Yahoo Finance
20-day averageTechnical$325.71Yahoo Finance
Volatility, annualisedRisk39.03%Yahoo Finance
Risk categoryRiskHighYahoo Finance
Maximum drawdownRisk-68.19%Yahoo Finance
BetaRisk0.98Yahoo Finance
VolumeMarket data4,526,503Yahoo Finance
Previous closeMarket data$286.80Yahoo Finance
OpenMarket data$289.56Yahoo Finance
EmployeesMarket data18,600Yahoo Finance
Day lowMarket data$276.78Yahoo Finance
Day highMarket data$291.80Yahoo Finance
Average volumeMarket data4,172,152Yahoo Finance
52-week lowMarket data$252.84Yahoo Finance
52-week highMarket data$703.96Yahoo Finance
Worst dayGrowth & momentum-20.02%Yahoo Finance
Win rateGrowth & momentum50.32%Yahoo Finance
Sharpe ratioGrowth & momentum-0.20Yahoo Finance
Return, year to dateGrowth & momentum-55.56%Yahoo Finance
Return, 6 monthsGrowth & momentum-34.59%Yahoo Finance
Return, 3 yearsGrowth & momentum-46.38%Yahoo Finance
Return, 3 monthsGrowth & momentum9.13%Yahoo Finance
Return, 1 yearGrowth & momentum-59.92%Yahoo Finance
Return, 1 monthGrowth & momentum-22.47%Yahoo Finance
Best dayGrowth & momentum12.58%Yahoo Finance
Average daily returnGrowth & momentum-0.02%Yahoo Finance
Revenue growthFinancial health13.70%Yahoo Finance
RevenueFinancial health$21.45BYahoo Finance
Return on equityFinancial health23.60%Yahoo Finance
Return on assetsFinancial health10.47%Yahoo Finance
Quick ratioFinancial health0.78Yahoo Finance
Profit marginFinancial health21.29%Yahoo Finance
Payout ratioFinancial health29.16%Yahoo Finance
Operating marginFinancial health17.64%Yahoo Finance
Operating cash flowFinancial health$8.84BYahoo Finance
Gross marginFinancial health80.98%Yahoo Finance
Free cash flowFinancial health$6.35BYahoo Finance
Earnings growthFinancial health-1.40%Yahoo Finance
Debt to equityFinancial health44.34Yahoo Finance
Current ratioFinancial health1.51Yahoo Finance
Mean price targetAnalyst view$405.60Yahoo Finance
Lowest targetAnalyst view$290.00Yahoo Finance
Implied upsideAnalyst view46.36%Yahoo Finance
Highest targetAnalyst view$732.00Yahoo Finance
ConsensusAnalyst viewBuyYahoo Finance
Analysts coveringAnalyst view31Yahoo Finance
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