KOTAKBANK.NS

Kotak Mahindra Bank Limited

NSI · Financial Services

₹405.00

-₹8.25 (-2.00%)down -2.00%

24 September 2026 · delayed 15+ min

D

Quality score63.5 / 100

Cut-offs are the grader's own: 97+ for an A+, below 60 is an F.

Kotak Mahindra Bank Limited earns a D on excellent profit margins (>20%) and strong revenue growth (>20%) but MACD bearish (negative histogram) and low Sharpe ratio (0.05). Consider alternatives with better risk/reward profiles.

Model stance WEAK HOLD Suggested position 4.0% · ₹400.00 IQInvest estimate
Adjusted for Moderate investors, Medium-term investors 4.0% suggested allocation Change these

These change the suggested position size and the stance, not the category scores. Amount is in rupees.

IQ-KOTAKBANK.NS-20260924engine v1 · 7-category weighted scorecard

What it is worth, depending who you ask.

Today’s price against the year it has had and the targets analysts publish. Every marker is a reported figure, not a projection of ours.

52-week low

₹346.50

Lowest analyst target

₹380.00

Today's price

₹405.00

52-week high

₹453.20

Mean analyst target

₹466.81

Highest analyst target

₹535.00

KOTAKBANK.NS trades 55% of the way up its 52-week range, between ₹346.50 and ₹453.20. The mean analyst target of ₹466.81 is 15.0% above today's price.

Today’s price 52-week range Analyst price targets

Scored categories

Financial healthExcellent profit margins (>20%); Strong revenue growth (>20%) 85.023%

Profit margin

28.47%

Net profit per unit of revenue

exceptionalWhat this means

Of every 100 units of revenue, this much survives as profit.

Margins this wide usually mean real pricing power or a moat.

Operating margin

34.76%

Before interest and tax

very highWhat this means

Profit from operations, before interest and tax, per 100 of revenue.

Typical of software and other businesses with little cost per extra sale.

Gross margin

0.00%

After the cost of goods only

lowWhat this means

What is left of revenue after only the direct cost of the product.

Costs of goods eat most of the revenue — normal in retail, distribution and hardware assembly.

Revenue growth

21.00%

Year on year

fast-growingWhat this means

Change in revenue against the same period last year.

Rapid growth, though the question is always how long it can hold.

Earnings growth

22.50%

Year on year

strongWhat this means

Change in earnings against the same period last year.

Profit is compounding at a good clip.

Revenue

₹71,296 Cr

Trailing twelve months

Payout ratio

2.45%

Dividends as a share of earnings

conservativeWhat this means

The share of earnings paid out as dividends.

Comfortably covered, with room to keep raising it.

Growth & momentumLow Sharpe ratio (0.05) 40.022%

Sharpe ratio

0.05

Return earned per unit of risk

modestWhat this means

Return earned per unit of risk taken.

Below 1 is the common case; return did not strongly outpace the volatility.

Win rate

49.92%

Share of days that closed up

about evenWhat this means

The share of trading days that closed higher.

Close to a coin flip, which is the norm — returns come from the size of moves, not their count.

Average daily return

0.01%

Best day

9.21%

Worst day

-10.87%

ValuationAttractive PEG ratio (0.94) 75.018%

P/E ratio

19.84

Price against trailing earnings

moderateWhat this means

You pay 19.84 for every 1 unit of annual earnings.

Roughly the long-run market average band.

Forward P/E

17.24

Price against forecast earnings

moderateWhat this means

Price against next year's *forecast* earnings.

A conventional range.

PEG ratio

0.94

P/E adjusted for growth

cheap for the growthWhat this means

P/E divided by the growth rate — it asks whether the price is justified by the growth.

Under 1 is the classic Peter Lynch marker for growth you are not paying full price for.

Price to book

2.22

Price against balance-sheet equity

normalWhat this means

Price against the accounting value of the company's net assets.

A typical range for an established company.

Price to sales

5.65

Price against revenue

highWhat this means

Price against revenue — usable when a company has no profit yet.

The price assumes today's revenue will convert into much more profit later.

Enterprise value

₹4.41 L Cr

Market value plus debt, minus cash — the price of the whole business

Shares outstanding

9,94,78,81,278

Shares the profit is split across

Dividend yield

0.16%

Annual dividend against price

modestWhat this means

Annual dividend as a percentage of the share price.

A small income component.

TechnicalRSI in healthy range (30-70); MACD bearish (negative histogram) 40.015%

RSI (14)

51.8

Above 70 overbought, below 30 oversold

neutralWhat this means

A 0–100 momentum gauge over the last 14 sessions.

The middle band, where most trading days sit.

MACD

2.70

Momentum against its own trend

MACD histogram

-1.32

Positive is bullish

Risk4 measured figures 55.012%

Volatility, annualised

22.70%

How far it swings in a year

normalWhat this means

How far the price typically swings over a year.

A typical range for an individual share.

Beta

0.28

Moves against the wider market

steadier than the marketWhat this means

How much the price moves relative to the wider market.

Tends to move less than the index, in both directions.

Maximum drawdown

-29.94%

Worst peak-to-trough fall

significantWhat this means

The worst peak-to-trough fall in the period measured.

A serious decline, though not unusual over a multi-year window.

Risk category

Moderate

The engine's own banding

Analyst viewAnalyst consensus: Buy; Strong analyst coverage (37 analysts) 90.010%

Consensus

Buy

What covering analysts rate it

Analysts covering

37

Mean price target

₹466.81

Highest target

₹535.00

Lowest target

₹380.00

Implied upside

15.02%

Target against today's price

meaningfulWhat this means

How far the mean analyst target sits above today's price.

Analysts see real room above today's price.

Price against the NIFTY 50

180 trading days to 2026-09-24

KOTAKBANK.NS is nan% down over the window, against 9.4% down for the NIFTY 50 — behind by nan points.
KOTAKBANK.NS +nan%NIFTY 50 -9.4%
Show the numbers
Sampled across the window. Both columns are rebased to 100 on 2026-01-08, so they can be compared directly.
DateCloseKOTAKBANK.NS rebasedNIFTY 50 rebased
2026-01-08₹426.86100.0100.0
2026-01-30₹407.3095.697.9
2026-02-20₹421.6298.898.8
2026-03-16₹369.2186.790.5
2026-04-09₹371.2687.291.9
2026-05-01₹383.6489.8—
2026-05-22₹383.4990.091.7
2026-06-12₹403.6094.591.3
2026-07-03₹396.0793.093.8
2026-07-24₹385.7590.391.8
2026-08-14₹391.1591.894.2
2026-09-04₹424.5099.792.4

How the score was built

Each category is scored 0–100, then multiplied by its weight. The seven contributions sum to the quality score.
CategoryScoreWeightContribution
Financial health85.023%19.6
Growth & momentum40.022%8.8
Valuation75.018%13.5
Technical40.015%6.0
Risk55.012%6.6
Analyst view90.010%9.0
ESG50.00%0.0
Quality score100%63.5

ESG is scored but carries no weight in this grade. Add ?esg=1 to the address to include it — the engine then redistributes weight across the other six, so the whole scorecard changes, not just one row.

Argue with the model

Every other grader hands you a number. This one hands you the model.

Move a slider, press Recalculate, and the grade is rebuilt from the same category scores. Nothing is hidden: the scores are the engine's, only the weighting is yours.

What each model believes. Pick one above, or set your own sliders below.
ModelThe emphasis
IQInvest defaultThe engine's own weighting: financial health 23% and performance 22% lead, valuation 18%, then technicals, risk and analysts.
Value investorPrice against worth dominates: valuation 40%, financial health 25%. Chart signals count for almost nothing.
Growth investorMomentum first: performance 40% and technicals 20%. Whether the price is fair today gets just 5%.
Sleep at nightStability over everything: risk 35% and financial health 30% together outweigh all other categories combined.
ChartistThe tape over the fundamentals: technicals 45% and performance 25%. Valuation is nearly ignored.
18%
23%
22%
12%
15%
10%
0%

These are IQInvest's own weights, totalling 100%.

Your grade

D

63.5 / 100

Identical to the IQInvest grade.

All 42 metricsOne flat sortable table, for when you want everything at once.
Metric Category Value Source
Analysts coveringAnalyst view37Yahoo Finance
ConsensusAnalyst viewBuyYahoo Finance
Highest targetAnalyst view₹535.00Yahoo Finance
Implied upsideAnalyst view15.02%Yahoo Finance
Lowest targetAnalyst view₹380.00Yahoo Finance
Mean price targetAnalyst view₹466.81Yahoo Finance
Earnings growthFinancial health22.50%Yahoo Finance
Gross marginFinancial health0.00%Yahoo Finance
Operating marginFinancial health34.76%Yahoo Finance
Payout ratioFinancial health2.45%Yahoo Finance
Profit marginFinancial health28.47%Yahoo Finance
RevenueFinancial health₹71,296 CrYahoo Finance
Revenue growthFinancial health21.00%Yahoo Finance
Average daily returnGrowth & momentum0.01%Yahoo Finance
Best dayGrowth & momentum9.21%Yahoo Finance
Sharpe ratioGrowth & momentum0.05Yahoo Finance
Win rateGrowth & momentum49.92%Yahoo Finance
Worst dayGrowth & momentum-10.87%Yahoo Finance
52-week highMarket data₹453.20Yahoo Finance
52-week lowMarket data₹346.50Yahoo Finance
Average volumeMarket data1,39,94,705Yahoo Finance
Day highMarket data₹410.00Yahoo Finance
Day lowMarket data₹404.30Yahoo Finance
EmployeesMarket data1,12,000Yahoo Finance
OpenMarket data₹407.00Yahoo Finance
Previous closeMarket data₹413.25Yahoo Finance
VolumeMarket data1,27,95,784Yahoo Finance
BetaRisk0.28Yahoo Finance
Maximum drawdownRisk-29.94%Yahoo Finance
Risk categoryRiskModerateYahoo Finance
Volatility, annualisedRisk22.70%Yahoo Finance
MACDTechnical2.70Yahoo Finance
MACD histogramTechnical-1.32Yahoo Finance
RSI (14)Technical51.8Yahoo Finance
Dividend yieldValuation0.16%Yahoo Finance
Enterprise valueValuation₹4.41 L CrYahoo Finance
Forward P/EValuation17.24Yahoo Finance
P/E ratioValuation19.84Yahoo Finance
PEG ratioValuation0.94Yahoo Finance
Price to bookValuation2.22Yahoo Finance
Price to salesValuation5.65Yahoo Finance
Shares outstandingValuation9,94,78,81,278Yahoo Finance
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