TCS.NS

Tata Consultancy Services Limited

NSI · Technology

₹2,082.00

-₹5.00 (-0.24%)down -0.24%

25 September 2026 · delayed 15+ min

F

Quality score50.9 / 100

Cut-offs are the grader's own: 97+ for an A+, below 60 is an F.

Tata Consultancy Services Limited earns a F on good profit margins (>10%) and strong ROE (>20%) but high debt-to-equity ratio (>2.0) and price well below 200-day SMA (downtrend). Consider alternatives with better risk/reward profiles.

Model stance WEAK HOLD Suggested position 4.0% · ₹400.00 IQInvest estimate
Adjusted for Moderate investors, Medium-term investors 4.0% suggested allocation Change these

These change the suggested position size and the stance, not the category scores. Amount is in rupees.

IQ-TCS.NS-20260925engine v1 · 7-category weighted scorecard

What it is worth, depending who you ask.

Today’s price against the year it has had and the targets analysts publish. Every marker is a reported figure, not a projection of ours.

Lowest analyst target

₹1,800.00

52-week low

₹1,977.80

Today's price

₹2,082.00

Mean analyst target

₹2,475.61

52-week high

₹3,350.00

Highest analyst target

₹3,480.00

TCS.NS trades 8% of the way up its 52-week range, between ₹1,977.80 and ₹3,350.00. The mean analyst target of ₹2,475.61 is 18.9% above today's price.

Today’s price 52-week range Analyst price targets

Scored categories

Financial healthGood profit margins (>10%); Strong ROE (>20%); High debt-to-equity ratio (>2.0) 100.023%

Profit margin

18.05%

Net profit per unit of revenue

healthyWhat this means

Of every 100 units of revenue, this much survives as profit.

A comfortable buffer between revenue and costs.

Operating margin

23.96%

Before interest and tax

healthyWhat this means

Profit from operations, before interest and tax, per 100 of revenue.

The operations themselves are comfortably profitable.

Gross margin

40.39%

After the cost of goods only

moderateWhat this means

What is left of revenue after only the direct cost of the product.

A conventional manufacturing or mixed-model range.

Return on equity

47.74%

Profit per unit of shareholder capital

very strongWhat this means

Profit generated per unit of shareholder capital.

Rare when sustained — check whether debt is flattering it, since borrowing shrinks the equity denominator.

Return on assets

24.48%

Profit per unit of assets

very strongWhat this means

Profit generated per unit of everything the company owns.

Usually an asset-light business — the value is in people and brands, not property.

Debt to equity

10.21

Borrowings against equity

conservativeWhat this means

Borrowings measured against shareholder capital.

Comfortably financed.

Current ratio

2.28

Short-term assets over short-term debts

very liquidWhat this means

Short-term assets against short-term obligations.

Plenty of cover, though idle cash earns little.

Quick ratio

2.04

As above, excluding inventory

comfortableWhat this means

Short-term assets excluding inventory, against short-term debts.

Liquid assets exceed short-term obligations.

Revenue growth

13.90%

Year on year

growingWhat this means

Change in revenue against the same period last year.

A healthy expansion rate.

Earnings growth

4.60%

Year on year

modestWhat this means

Change in earnings against the same period last year.

Slow profit growth.

Revenue

₹2.76 L Cr

Trailing twelve months

Free cash flow

₹39,717 Cr

Cash left after capital spending

Operating cash flow

₹52,346 Cr

Cash from the business itself

Payout ratio

38.51%

Dividends as a share of earnings

conservativeWhat this means

The share of earnings paid out as dividends.

Comfortably covered, with room to keep raising it.

Growth & momentumPoor 1-year return (-26.7%); Low Sharpe ratio (-0.40) 0.022%

Return, 1 month

-11.10%

Return, 3 months

5.59%

Return, 6 months

-11.89%

Return, year to date

-33.06%

Return, 1 year

-26.68%

Return, 3 years

-33.64%

Sharpe ratio

-0.40

Return earned per unit of risk

negativeWhat this means

Return earned per unit of risk taken.

The risk taken has not been rewarded over this period.

Win rate

47.82%

Share of days that closed up

below evenWhat this means

The share of trading days that closed higher.

More down days than up, even if the total return is positive.

Average daily return

-0.03%

Best day

6.63%

Worst day

-8.39%

ValuationHigh PEG ratio (2.73); High P/B ratio (6.87) 45.018%

P/E ratio

15.12

Price against trailing earnings

moderateWhat this means

You pay 15.12 for every 1 unit of annual earnings.

Roughly the long-run market average band.

Forward P/E

12.80

Price against forecast earnings

lowWhat this means

Price against next year's *forecast* earnings.

The market expects little growth, or doubts the forecast.

PEG ratio

2.73

P/E adjusted for growth

expensive for the growthWhat this means

P/E divided by the growth rate — it asks whether the price is justified by the growth.

Above 2 you pay more per unit of growth than the convention treats as reasonable.

Price to book

6.87

Price against balance-sheet equity

well above bookWhat this means

Price against the accounting value of the company's net assets.

Normal for asset-light businesses, where the value sits in brands and software the balance sheet never records.

Price to sales

2.73

Price against revenue

moderateWhat this means

Price against revenue — usable when a company has no profit yet.

A common range for a profitable, growing business.

EV / EBITDA

10.00

Whole-company value against cash earnings

moderateWhat this means

Whole-company value, debt included, against cash earnings.

A conventional range.

Enterprise value

₹7.21 L Cr

Market value plus debt, minus cash — the price of the whole business

Shares outstanding

3,61,80,87,518

Shares the profit is split across

Dividend yield

3.11%

Annual dividend against price

meaningfulWhat this means

Annual dividend as a percentage of the share price.

A substantial part of the total return arrives as income.

TechnicalRSI in healthy range (30-70); Price well below 200-day SMA (downtrend); MACD bearish (negative histogram) 40.015%

RSI (14)

32.0

Above 70 overbought, below 30 oversold

neutralWhat this means

A 0–100 momentum gauge over the last 14 sessions.

The middle band, where most trading days sit.

MACD

-57.29

Momentum against its own trend

MACD histogram

-14.32

Positive is bullish

ADX

20.2

Trend strength; above 25 is a real trend

trendingWhat this means

Trend strength, regardless of direction.

Above 25 is conventionally read as a genuine trend in force.

20-day average

₹2,215.34

50-day average

₹2,289.49

200-day average

₹2,485.53

Price vs 50-day

-9.06%

Price vs 200-day

-16.20%

Bollinger upper

₹2,407.97

Bollinger lower

₹2,024.70

Average true range

58.02

Typical daily trading range

Stochastic %K

15.4

RiskHigh drawdown risk 40.012%

Volatility, annualised

22.58%

How far it swings in a year

normalWhat this means

How far the price typically swings over a year.

A typical range for an individual share.

Beta

0.17

Moves against the wider market

steadier than the marketWhat this means

How much the price moves relative to the wider market.

Tends to move less than the index, in both directions.

Maximum drawdown

-53.39%

Worst peak-to-trough fall

severeWhat this means

The worst peak-to-trough fall in the period measured.

A fall this deep needs roughly a doubling to recover.

Risk category

Moderate

The engine's own banding

Analyst viewAnalyst consensus: Buy; Strong analyst coverage (41 analysts) 90.010%

Consensus

Buy

What covering analysts rate it

Analysts covering

41

Mean price target

₹2,475.61

Highest target

₹3,480.00

Lowest target

₹1,800.00

Implied upside

18.86%

Target against today's price

meaningfulWhat this means

How far the mean analyst target sits above today's price.

Analysts see real room above today's price.

Price against the NIFTY 50

180 trading days to 2026-09-25

TCS.NS is 32.7% down over the window, against 10.2% down for the NIFTY 50 — behind by 22.5 points.
TCS.NS -32.7%NIFTY 50 -10.2%
Show the numbers
Sampled across the window. Both columns are rebased to 100 on 2026-01-09, so they can be compared directly.
DateCloseTCS.NS rebasedNIFTY 50 rebased
2026-01-09₹3,091.43100.0100.0
2026-02-02₹3,110.15100.697.7
2026-02-23₹2,626.1084.9100.1
2026-03-17₹2,347.8475.991.8
2026-04-10₹2,477.9580.193.6
2026-05-04₹2,386.6977.293.9
2026-05-25₹2,296.6174.393.6
2026-06-15₹2,150.2169.692.9
2026-07-06₹2,046.3866.295.1
2026-07-27₹2,296.6074.393.4
2026-08-17₹2,313.2074.894.6
2026-09-07₹2,270.0073.492.6

How the score was built

Each category is scored 0–100, then multiplied by its weight. The seven contributions sum to the quality score.
CategoryScoreWeightContribution
Financial health100.023%23.0
Growth & momentum0.022%0.0
Valuation45.018%8.1
Technical40.015%6.0
Risk40.012%4.8
Analyst view90.010%9.0
ESG50.00%0.0
Quality score100%50.9

ESG is scored but carries no weight in this grade. Add ?esg=1 to the address to include it — the engine then redistributes weight across the other six, so the whole scorecard changes, not just one row.

Argue with the model

Every other grader hands you a number. This one hands you the model.

Move a slider, press Recalculate, and the grade is rebuilt from the same category scores. Nothing is hidden: the scores are the engine's, only the weighting is yours.

What each model believes. Pick one above, or set your own sliders below.
ModelThe emphasis
IQInvest defaultThe engine's own weighting: financial health 23% and performance 22% lead, valuation 18%, then technicals, risk and analysts.
Value investorPrice against worth dominates: valuation 40%, financial health 25%. Chart signals count for almost nothing.
Growth investorMomentum first: performance 40% and technicals 20%. Whether the price is fair today gets just 5%.
Sleep at nightStability over everything: risk 35% and financial health 30% together outweigh all other categories combined.
ChartistThe tape over the fundamentals: technicals 45% and performance 25%. Valuation is nearly ignored.
18%
23%
22%
12%
15%
10%
0%

These are IQInvest's own weights, totalling 100%.

Your grade

F

50.9 / 100

Identical to the IQInvest grade.

All 66 metricsOne flat sortable table, for when you want everything at once.
Metric Category Value Source
Worst dayGrowth & momentum-8.39%Yahoo Finance
Win rateGrowth & momentum47.82%Yahoo Finance
VolumeMarket data33,41,139Yahoo Finance
Volatility, annualisedRisk22.58%Yahoo Finance
Stochastic %KTechnical15.4Yahoo Finance
Sharpe ratioGrowth & momentum-0.40Yahoo Finance
Shares outstandingValuation3,61,80,87,518Yahoo Finance
RSI (14)Technical32.0Yahoo Finance
Risk categoryRiskModerateYahoo Finance
Revenue growthFinancial health13.90%Yahoo Finance
RevenueFinancial health₹2.76 L CrYahoo Finance
Return, year to dateGrowth & momentum-33.06%Yahoo Finance
Return, 6 monthsGrowth & momentum-11.89%Yahoo Finance
Return, 3 yearsGrowth & momentum-33.64%Yahoo Finance
Return, 3 monthsGrowth & momentum5.59%Yahoo Finance
Return, 1 yearGrowth & momentum-26.68%Yahoo Finance
Return, 1 monthGrowth & momentum-11.10%Yahoo Finance
Return on equityFinancial health47.74%Yahoo Finance
Return on assetsFinancial health24.48%Yahoo Finance
Quick ratioFinancial health2.04Yahoo Finance
Profit marginFinancial health18.05%Yahoo Finance
Price vs 50-dayTechnical-9.06%Yahoo Finance
Price vs 200-dayTechnical-16.20%Yahoo Finance
Price to salesValuation2.73Yahoo Finance
Price to bookValuation6.87Yahoo Finance
Previous closeMarket data₹2,087.00Yahoo Finance
PEG ratioValuation2.73Yahoo Finance
Payout ratioFinancial health38.51%Yahoo Finance
P/E ratioValuation15.12Yahoo Finance
Operating marginFinancial health23.96%Yahoo Finance
Operating cash flowFinancial health₹52,346 CrYahoo Finance
OpenMarket data₹2,054.00Yahoo Finance
Mean price targetAnalyst view₹2,475.61Yahoo Finance
Maximum drawdownRisk-53.39%Yahoo Finance
MACD histogramTechnical-14.32Yahoo Finance
MACDTechnical-57.29Yahoo Finance
Lowest targetAnalyst view₹1,800.00Yahoo Finance
Implied upsideAnalyst view18.86%Yahoo Finance
Highest targetAnalyst view₹3,480.00Yahoo Finance
Gross marginFinancial health40.39%Yahoo Finance
Free cash flowFinancial health₹39,717 CrYahoo Finance
Forward P/EValuation12.80Yahoo Finance
EV / EBITDAValuation10.00Yahoo Finance
Enterprise valueValuation₹7.21 L CrYahoo Finance
EmployeesMarket data5,84,519Yahoo Finance
Earnings growthFinancial health4.60%Yahoo Finance
Dividend yieldValuation3.11%Yahoo Finance
Debt to equityFinancial health10.21Yahoo Finance
Day lowMarket data₹2,038.10Yahoo Finance
Day highMarket data₹2,090.20Yahoo Finance
Current ratioFinancial health2.28Yahoo Finance
ConsensusAnalyst viewBuyYahoo Finance
Bollinger upperTechnical₹2,407.97Yahoo Finance
Bollinger lowerTechnical₹2,024.70Yahoo Finance
BetaRisk0.17Yahoo Finance
Best dayGrowth & momentum6.63%Yahoo Finance
Average volumeMarket data37,12,965Yahoo Finance
Average true rangeTechnical58.02Yahoo Finance
Average daily returnGrowth & momentum-0.03%Yahoo Finance
Analysts coveringAnalyst view41Yahoo Finance
ADXTechnical20.2Yahoo Finance
52-week lowMarket data₹1,977.80Yahoo Finance
52-week highMarket data₹3,350.00Yahoo Finance
50-day averageTechnical₹2,289.49Yahoo Finance
200-day averageTechnical₹2,485.53Yahoo Finance
20-day averageTechnical₹2,215.34Yahoo Finance
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